Guest Columnist
Diana Polk
California Ranks 15th among the States With the Smallest Credit Score Decreases
With financial improvement topping many New Year’s resolution lists and credit scores declining in every state over the past year, the personal-finance company WalletHub has released its updated report on the States With the Largest Credit Score Decreases. The findings highlight where consumers may be facing the greatest financial risk.
California Stats
- Overall Rank: 36th
- Decrease in California Credit Score: The average credit score in California decreased by 0.58% between Q3 2024 and Q3 2025.
- Average California Credit Score: The average credit score in California was 682 in Q3 2025.